What types of insurance claims are made after a motorcycle accident?
There are two types of motorcycle accident claims made after a motorcycle collision:
1) property damage and 2) bodily injury.
Property damage claims usually involve fixing or replacing your motorcycle. Many people don't know that they may have a much easier time getting this process completed if they file the claim with their own insurance, and it does not automatically set them up for higher premiums. If you choose to file your claim with the defendant's insurer, the process typically is much more bureaucratic and slow.
Creating a Plan
Motorcycle accident attorney Scott O'Sullivan can help you decide which approach to take and he generally does not charge a fee to assist in the motorcycle repair or replacement claims that you file. Further, motorcycle accident lawyer Scott O'Sullivan generally does not take a percentage of the check that you receive to repair or replace your bike, yet he will fight to make sure you get the top value for your motorcycle.Bodily injury claims are where motorcycle accident victims need the most help. If you have a motorcycle accident injury and it wasn't your fault, you are entitled to:
- Full payment of your medical bills
- Payment of lost wages
- Payment for pain and suffering
- Repair or replacement of your motorcycle
- Payment of any out-of-pocket expenses related to your accident
Those are your rights. But here's why it may be hard for you to receive everything you're owed on your motorcycle accident claim:
- The defendant's insurance company will work hard to pay you as little as they possibly can.
- You may be unaware of all the payment sources available to you. For example, if the person who hit you is under-insured, you may be able to use your own motorcycle insurance and even your car insurance for compensation.
Back to Frequently Asked Questions.
Motorcycle attorney Scott O'Sullivan can help fight for your rights. For further questions about your motorcycle accident claim, contact motorcycle accident lawyer Scott O'Sullivan for a free consultation.
